Recent Articles
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
Transform Your Finances: Refinance to Simplify Debt and Save
Are high-interest debts weighing you down? Refinancing your mortgage can help consolidate loans, reduce monthly payments, and simplify your finances.
Published on 10/06/2025
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
Discover How Down Payment Assistance Can Make Homeownership Within Reach
Is the down payment holding you back from your dream home? Learn how assistance programs can alleviate financial stress and make homeownership possible for you.
Published on 09/29/2025
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
Empower Your Homeownership Journey Despite Imperfect Credit Challenges
Don’t let imperfect credit hold you back. Discover strategies to navigate your homebuying journey and turn your dreams of homeownership into reality.
Published on 09/22/2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
Deciding Between Buy or Rent: Your Path to Smart Homeownership
Understanding whether to buy or rent can be tough. This guide helps you weigh your options carefully, ensuring you make the best choice for your future.
Published on 09/15/2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025