Recent Articles
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.
Published on 10/29/2025
Home Affordability Solutions: Overcoming Challenges to Your Dream Home
Dreaming of your perfect home but feeling stuck? Let’s tackle those affordability hurdles together and turn that dream into your new address!
Published on 10/27/2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
“Your Guide to Simplifying the First-Time Home Buying Journey”
Navigating your first home purchase doesn't have to be overwhelming. Our expert insights will help you tackle challenges and make confident decisions, easing your journey.
Published on 10/20/2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
Pre-Approval Letters: Your Key to Confident Home Buying Success
Navigating the homebuying process can be tough, but a pre-approval letter boosts your confidence, clarifies your budget, and sets you on the path to success.
Published on 10/13/2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
Transform Your Finances: Refinance to Simplify Debt and Save
Are high-interest debts weighing you down? Refinancing your mortgage can help consolidate loans, reduce monthly payments, and simplify your finances.
Published on 10/06/2025
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
Discover How Down Payment Assistance Can Make Homeownership Within Reach
Is the down payment holding you back from your dream home? Learn how assistance programs can alleviate financial stress and make homeownership possible for you.
Published on 09/29/2025
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
Empower Your Homeownership Journey Despite Imperfect Credit Challenges
Don’t let imperfect credit hold you back. Discover strategies to navigate your homebuying journey and turn your dreams of homeownership into reality.
Published on 09/22/2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
Deciding Between Buy or Rent: Your Path to Smart Homeownership
Understanding whether to buy or rent can be tough. This guide helps you weigh your options carefully, ensuring you make the best choice for your future.
Published on 09/15/2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Boost Your Homebuying Confidence with a Pre-Approval Letter Today
Facing doubts about financing your dream home? A pre-approval letter can clarify your budget and give you the confidence to make your move.
Published on 09/08/2025
Refinance Your Mortgage: Simplify Debt and Save on Monthly Payments
Struggling with high monthly payments? Refinancing can lighten your financial load, making it easier to manage debt while saving money for your future.
Published on 09/04/2025
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
Say Goodbye to PMI: Your Wallet Will Thank You!
Tired of throwing money at mortgage insurance? Discover ways to boost your down payment and say goodbye to PMI, saving you cash for the fun stuff!
Published on 08/28/2025
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025