Buying a home is probably the largest financial decision you'll make, and who you choose to guide you through it matters more than most people realize. Programs change, guidelines shift, and the difference between a loan that closes smoothly and one that falls apart is usually preparation — not luck.

I spent twelve years practicing law in Palestine before becoming a mortgage loan originator six years ago. That background shapes how I work. I read the fine print, I prepare your file properly the first time, and I explain what's happening at every step so you're never guessing.

I work with:

• First-time buyers, including grant and down payment assistance programs
• Self-employed borrowers and anyone with non-traditional income
• FHA, VA, and conventional financing
• Investment and multi-family properties
• Buyers who've been turned down elsewhere and deserve a second look

I serve clients across New Jersey and Pennsylvania — from Burlington, Camden, and Gloucester counties in South Jersey to Hudson and Passaic counties in the north, including Bayonne, Paterson, and Clifton, as well as the greater Philadelphia area.

I work in both Arabic and English, so you can understand every detail of your loan in the language you're most comfortable in.

If you're ready to find out what you qualify for, apply through the short form on this page or call me directly. If you'd rather just ask a few questions first, that's fine too — there's no cost and no obligation to talk.